Some may think that a mortgage and a Visa would not be directly related. One being ‘good debt’ and the other being ‘bad debt’. However, in the banks world they mean the same thing and can come back to harm you in a great way. A collateral charge mortgage have a couple reasons why they’re […]
Are you paying more when buying brand new?
A question that comes up from time time is ‘why would I want to pay the GST on a new home when I can buy one without?” Where I understand the thought behind it, there really is no cost savings. You can actually save some money if you need to pay the Property Transfer Tax. […]
Collateral Charge Mortgages
CBC did a follow up to it’s report a little while back I had blogged about. Now I’m not saying collateral charge mortgages are the worst product out there, I’m saying that they are not for everyone and if you had a choice to not have one, then don’t as it can restrict what you […]
First Time Home Buyers Tax Credit
Introduced as part of ‘Canada’s Economic Action Plan’ to assist Canadians in purchasing their first home. It is designed to help recover closing costs such as legal expenses, inspections, and land transfer taxes so you can save more money for a down payment. The Home Buyer’s Tax Credit, at current taxation rates works out to […]
10 Commandments of Customer Service
1. Convey an attitude of appreciate to your customers. Make it a part of your corporate culture to show your gratitude for their business 2. Don’t judge customers. Treat them all as if they are the only customers you have. 3. Keep your mind and body on the job 100% of the time. Leave your […]