Waiting for Perfect:We all have an image in our mind’s eye of the perfect time and space to do our creative work. An amazing studio overlooking the ocean with the brilliant light of a sunset washing colour through the floor-to-ceiling windows. Eight uninterrupted hours where we can really focus and let our brains wander around […]
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Interest Penalties
Interest penalties between a big bank and a mortgage only lender. There is a huge difference as the calculations are much different. Remember, it’s not always about rate. That number you see is not the deciding factor. It should be what’s behind that rate and what commitment your broker will give you to manage your […]
Why it’s SO important to talk to a Mortgage Professional
In the last couple weeks I have begun to feel really bad for a couple of my trusted realtor partners. They have had clients whom have gone to their bank for financing and have been given the green light to go out shopping. Well, in these few cases all of them were unable to purchase. […]
Painful Breakage Costs
Great article from Canadian Mortgage Trends. The big 6 have been proven to be very expensive to get out of their mortgage.Personal Finance Columnist Rob Carrick deserves a tip of the hat for bringing TD’s inordinate mortgage breakage fees to light. More here. Yet, while Carrick’s article focuses on TD’s excessive fees, TD is far […]
TD Takes Heat for its Collateral Mortgages
Thank you Canadian Mortgage Trends for this great article! I’m hoping more and more people start to realize how important it is to speak to a professional who is NOT tied to one lending institution. This is not just with a mortgage, it’s with investments, insurance and so forth. There’s a reason why we’re here…to […]